Living in Malta as a Digital Nomad: Top Reasons and Residence Requirements

Malta for Digital NomadsMalta is a small, safe and beautiful country in the middle of the Mediterranean with amazing beaches and a booming economy. It joined the EU in 2004 and is formed by an archipelago of 3 islands about 104 miles south of Sicily: Malta, Gozo and Comino. 

Malta is also a hot tourist destination in Europe due to its pleasant weather along its lower prices, as well as for foreign businesses due to to a lower taxation, making it also a very attractive destination for digital nomads since:  

  • It has a history dating back to more than 5,000 years: The first people to inhabit Malta crossed a land bridge from Sicily over 7000 years ago and they built the second oldest religious temple in the world called ‘Ggantija’. It is a UNESCO world heritage site.
  • It was a melting pot of several cultures: After the original inhabits it was occupied by Phoenicians, Carthaginians, and Romans followed by the Byzantines, Arabs, Normans, French and finally the British. Mdina, tourist attraction was established more than 2800 years ago by Phoenicians.
  • English is an official language: Because it was a former British colony, English is an here as well. More than 90% of  Maltese citizens are proficient in  English, making it very easy to live there without speaking Maltese. Because of this Malta is also a popular destination to learn English as a second language too and you can find many English schools based here.
  • The iGaming Industry is very popular in Malta: The iGaming industry is probably the most popular industry in Malta and one of the reasons why there are so many foreigners living in Malta too.
  • It has some of the most stunning beaches in Europe: Despite being so small, Malta has some of the most beautiful beaches and instagrammable places.
  • The weather is great: Winters are also mild in comparison to other European destinations.

Additionally, because Malta is a hot tourist destination there are many flights from all over Europe all year long, making it really accessible and cheap to flight to.

All the previous reasons (safety, comfort, weather, language, location, prices) make Malta a great location for digital nomads who look to stay in Europe while enjoy the best of the Mediterranean lifestyle with a lower cost.

How easy it is to stay in Malta as a foreigner though? 

You can go to Malta with a tourist visa and stay up for 3 months but if you want to stay longer you can register for a residence permit. If you are from a non-EU country you can contact Id Malta to get a residence permit as a self – employed person. With this residence permit, you can travel to other EU countries and stay there for up to 90 days.

Requirements for a Maltese Residence Permit

Some of the documents that you will be asked to show or fill to get an economic self-sufficiency visa (which is usually the one that will be needed by a digital nomad) are the following:

  • Form Id-1a: It is a form which every Non-Eu person fills to get registered in Malta.
  • Form C: It is a form that is filled by both employed or self-employed Non- Eu Foreign nationals.
  • Form K- Also called Economic self-sufficiency form, it serves as proof that you can support yourself financially while you are in Malta.
  • Proof of funds: You need to prove that you have enough funds to be able to live in Malta, you need to prove that you have around 50 Euros per day for the duration of your stay. You can do so by showing the authorities your bank account statements for the past 3 months with this amount or ensuring you put that amount of money in your bank account before you leave. It should be signed and stamped by an authority in your bank.
  • Housing Contract: You need a housing contract which is valid for the entire duration you intend to stay in Malta with your Residence Permit. Although it is common for people to rent in Malta without a housing contract, it’s not advisable to do so in order to show proof of housing, which is why it’s better to use real estate agencies to rent such as Remax letting.
  • Insurance: You need to get a medical insurance for the duration of your residence permit. Some of the popular agencies are Atlas, Gasan Mamo and Laferla. Some of them have insurance tailored just for foreigners who need an insurance for their residence permit.

Take a look at other requirements and documents at the ID Malta’s page and here’s more information and resources in case you want to start a company in Malta. The Maltese government offers also a site called Business1st which is a single point of contact with all the information a business needs to operate in Malta.

Paying Taxes in Malta

The taxes you pay depends on what kind of services you offer. If you are staying for more than 183 days you need to get VAT registration number. The tax rates are quite reasonable, as you pay only a 25% tax if you make between €14,500 to €60,000 if you choose to reside in Malta for more than 183 days, and a share of this tax can be refunded if you choose to opt for returns. The Commissioner for Revenue office will be able to inform you more, as well as help you set it up when you are applying for a residence permit. 

As you can see Malta has a lot to offer to Digital Nomads and is a friendly place that facilitates to stay! What are you waiting for? 

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